Get Rich Quick

Is there such a thing as easy money? Perhaps the lottery, but then again some people play the lottery for large parts of their lives and never strike it rich. There are some legitimate ways to make money fast…

Youth Allowance and Independance

One of the key criteria that students need to meet in order to be eligible for Youth Allowance benefits is to be considered as independent from their parents. Centrelink sees independence as a specific set of criteria in…

Youth allowance Eligibility

Youth Allowance eligibility is determined in a number of ways. You need to be studying full time and meet the eligible for Youth Allowance as a Student there is a few tests that you need to meet.  Firstly you…

Balancing Work with Uni

For a large number of students we need to work in order to be able to study. Money pays the bills and buys us freedom to do the fun things on weekends. I have heard there is a…

5 Tips for Budgeting

Budget smarter, not harder Many  people see budgeting as a straight jacket for their wallet, they stop spending money one entertainment or buying things they want. This is wrong and ultimately these types of budgets don’t work. Budgeting…

Youth Allowance and Austudy – Whats the Difference?

Centrelink has two main benefits that are offered to eligible students. These are known as Youth Allowance and AusStudy. Essentially the way it works is, an eligible student will receive a sum of money into their bank account…

Unfair Bank Fees

Have you ever had an automatic payment deducted from your account only to find that you didn’t have enough money so the bank slapped you with a $20-$60 fee? Maybe you got hit with a unfair fee on…

Benefits of Credit Cards

Most people know what a credit card is. It’s a facility where the bank gives you the ability to borrow money. But few students understand what a credit card can do to help people manage their money.  So…

What is Centrelink?

Centrelink is a part of the Australian Government’s Department of Human Services. Its purpose is to provide financial assistance to people who need it most. This includes people who are unemployed, retired, unable to work due to illness…

5 Reasons why Budgets Fail

You cant expect to write up a first draft budget and stick to it for life. There is no quick fix for budgeting and those that think there is probably don’t understand the reason why they budget. Budgeting…