The Benefit’s to using a Student Budget calculator

Before we begin on how to benefit from using a student budgeting calculator, download one for free here. This calculator was proudly created by Tim Fisher from CreditCard.com.au. If you have any questions about the calculator feel free…

I Calculated My Budget and I Still Don’t Have Any Money!

Calculating your personal budget is not all you need to do to budget your student finances. You also have to stick to it. If your expenses are roughly the same as what you listed in your calculations then…

Preparing a Student Budget – Understanding Wants and Needs

Sometimes it can be hard to tell when you want something and when you actually need it. In this developed country we are lucky in so many ways but many of us still seem to suffer with ‘first…

Budgeting as a Student – Can I Afford One Pair of Shoes or Two.

This is what I thought budgeting was in my first year of university. I was living at home without paying rent. When I wasn’t at university I was working in retail. My parents paid for food, my car…

Two Thirds of Students Are Worried About Money

I’ll admit it. I am one of those students who is stressed about finances. So are my friends and so are my classmates. I know this because I see it on Facebook. This is a recent figure obtained…

Budgeting Tips from a Reformed Spending Junky

Effective budgeting is not something that you wake up one morning and then jot down on a Piece of paper and get it right the first time. Although most budgets start this way its only just the beginning…

Budgeting for College Students

Just got an invitation to a night out at the bar? Make sure you can afford it before you blow the rent money on booze. If you’re not sure how much money you have left, it may be…

Why Finance Budgeting is Important –Income & Expenditure Study

“Can I buy the new Smart Phone that just got released last week?” “Should I go out with friends tonight and spend money?” “How much money did I spend last month on pizza?” “How much money can I…

Why use Excel to Budget?

Excel is without a doubt the best tool for students when making a budget. Anyone who has tried to sit down and do a budget using anything other than spreadsheet software must be really committed to making that…

Stop drawing budget’s and start Budgeting!

Budgeting is probably one of those dirty words that no one likes to hear.  It’s the sort of word that most people put in the too hard, too boring basket along sorting out your Superannuation. Many people dont…