Carnival of Financial Camaraderie

Get ready for the Financial festivities! The Carnival of Financial Camaraderie has come to Student Finance once again! Some good article on here included a couple of the favorites. Well done to all, and thanks for contributing.

Here is a question which Larry @ KrantCents posed, do we really need more money? is it really the answer to all our financial woes? Personally, I have heard of people earning  huge sums of money such as $500,000 and still going into debt! It sounds crazy, but it does happen. Just goes to show that there is not always a positive correlation between intelligence and wallet size.

My favorites include:

Larry @ KrantCents writes Is More Money the Answer? - If more money was the answer, what was the question?

Jeremy @ Modest Money writes 5 Surefire Ways to Cut Down on Traveling Expenses on Your Next Vacation - Cut the cost of traveling for your next trip by Exploring Your Options, Saving on Summer Travel with Coupon Codes, Accessing Special Discounts, and Earning Cash Back Rewards and by booking a Package Deal.

Maria @ The Money Principle writes Staying annoyed screwed me out of a fortune or how to spot and create (business) opportunities - Limited employment and backward education systems mean that learning to create income by spotting and creating opportunities is vital.

BUDGETING

Mario @ Adventures in Frugal writes How a frugal dish taught me to love cooking, which reminded me to love life – A story about a frugal curry and life and a constant search for something better

Alexa @ Single Moms Income writes Case Study: Can You Make Money Posting Ads Online? - Have you ever wondered if those ads claiming that you can make $100 a day posting ads is legitimate?

Monica @ Monica On Money writes Broke and Bored? Have A Fun Summer Anyway - Summer used to be more exciting when I was in school and the end of exams meant some weeks off for vacation and fun in the sun.

Aaron @ Aaron Hung writes What days of the week are the best to save money? - If you’re like most typical Americans you do most of your shopping during one or two days of the week and, if you’re looking to save money, that’s a habit you need to change.

Katie @ IRA Basics writes When and How to Start IRA Withdrawals - Hopefully, when you went to open an IRA, you did so with the intention of using it for long term retirement needs.

Lily @ Paying Debt Down writes What to do if you run out of cash before payday - Many people are finding it difficult to make their money last until they next get paid.

Bob @ Dwindling Debt writes Building Wealth on a Small Salary – Part Three - If you’re ready to get some more excellent advice on how to build wealth, even if you’re not making a huge amount of income, get comfortable and let’s get going!

Andrea @ So Over This writes Have You Ever Tried Negotiating Your Bills Down? - The concept of bill negotiation is quite simple, you take all of your monthly bills and expenses, call the corresponding company for each bill and try to negotiate the monthly payments down.

Hadley @ Epic Finances writes 4 Investing Tips for Beginners – If you’re new to investing there are a lot of things that you need to learn in order to safely start investing your hard-earned money and using it to make more.

Lenny @ Best Money Saving Blog writes Do What You Love, Love What You Do – Do you have a favorite hobby or pastime? If not then you need to find one quick!

Jack @ Money Saving Ethics writes Choosing the best bank account - Searching for a bank account can seem like a daunting task. There’s so much to consider before you open up an account and so much jargon to understand.

Danielle @ Saving Without a Budget writes A Guide to Avios - Airmiles were once a popular way in which people could fly to faraway places without having to dig deep into their pockets.

Jay @ Daily Fuel Economy Tip writes Summer Tips for Saving Money at the Pumps - Summertime is here again and with it summer trips and the usual increase in prices at the pumps.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast - With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Mario @ Debt BLAG writes July 2014 net worth update — the birthday edition wherein I cross $50,000 in total debt paid off - In my monthly net worth update, I discuss how I crossed a couple big milestones in June, including paying off over $50,000 of debt and being a year older.

Ben Luthi @ The Wealth Gospel writes Credit Card Churning Our Way to Thousands in Free Travel - Credit card churning has been good to us. So far we’ve earned over $2,000 without spending a dime!

Mr.CBB @ canadian budget binder writes How spending money requires time – ure spending money sounds pretty easy to do but it’s not that easy when you just don’t have the time to spend.

 

BUSINESS

Mr. Frenzy @ Frenzied Finances writes Cultural Spending: Finance Etiquette Around the World - Traveling? Financial customs in different countries can be a lot different than those of your own. Read here for more information on cultural etiquette.

Hank @ Money Q&A writes Not Sure Which Business Is Right For You? – you may be unsure as to the specific type of business you’re going to start. Deciding which business is right for you can be made a little easier with planning.

Maylen Senining @ Dream Believe Achieve writes How to Prosper Your Business Effortlessly -

Jon Rhodes @ HypnoBusters writes Sick Of Your Job? Here’s What To Do… - If you’re fed up with your job, then don’t waste any more time. Do something about it…

Danielle @ TeacHer Finance writes The Educator Expense Deduction – Things to Consider – As an educator, you are no doubt aware that you can claim the money you spend on classroom supplies as a deduction on your taxes.

Erastus @ Wise Dollar writes Four Things to Look for When Buying a House - Buying a house can be a stressful time, making it easy to overlook many things. I share some of the things not to overlook in your home buying process.

 

CAREER & EDUCATION

Don @ MoneySmartGuides writes Benefits Of Online Education - There are many benefits to online education. The one I found most enjoyable was the flexibility it offered. Learn more about online education here.

Ted Jenkin @ Your Smart Money Moves writes Five Cheap Things To Do With Your Kids This Summer - If your children aren’t off at camps or their job is only part time, a few weeks into summer they might just be driving you up the wall.

 

FINANCIAL ADVICE

Don @ Money Reasons writes The Young Entrepreneurs of Finance and Trading – Young entrepreneurs of finance and trading are everywhere! Read about these new finance and trading entrepreneurs!

Gretchen @ Retired by 40! writes They’re Financing Cell Phones Now…. - First it was auto loans, then TV financing, and now they’re financing cell phones. What in the world??

Thomas @ i need money ASAP! writes 21 “I Need Money Now” Ideas - Ok. So you need money asap. You need money fast. You need money now! Here are 21 ideas for you to get money in a hurry.

John @ firststep finance writes Your Personal Finances Don’t Get Better Without Action. Get Going With These Tips! - You want to buy all the nice things in life, right? A nice home and car is within your grasp if you learn to handle your money. This article will help you improve your financial situation and help you manage money better. You need to select a broker you can trust when you start to work on your personal finances. Ask for references and be sure that your feel comfortable communicating with them. Being a beginner means you’ll have to take extra care to find a broker who understands your personal

Alexa @ Defeat Our Debt writes Should You Take a Vacation if You’re in Debt? – Your debt is stressing you out. Work is stressing you out. And you just need a little break from the normal day to day grind.

Brad @ Enemy of Debt writes Why you should make your pension a priority - You’d be surprised what you can learn in the park while throwing a slimy tennis ball around.

Justin @ Edward Antrobus writes The Top 10 Things Every Consumer Needs to Know about Money – When it comes to financial literacy, Americans have been let down by the school system, a system that leaves them ill-prepared to deal with spending, investing, savings and so forth.

Marissa @ Thirty Six Months writes 5 Tools That Every Blogger Should Use – I have a thing about pimping out products that I love. I think it’s fair to help people find things that make sense, and make their life easier.

Amy @ Money Mishaps writes How to pay for car repairs with no money - If you’re one of the lucky ones that has already spent thousands of pounds on a new car, it is a little disheartening when the mechanic tells you that you need to pay for some serious emergency repairs before it’s safe to get on the road again.

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Oscar @ Money is the Root writes Sometimes it’s OK to Use the Store Credit Card! - Here’s an great example of when using a store credit card was an excellent idea.

Thomas @ i need money ASAP! writes Financial Help For Single Mothers And Fathers – Being a parent can be stressful, let alone being a single parent. This post is dedicated to finding all the sources of financial help for single mothers and fathers.

Ben Luthi @ The Wealth Gospel writes Declare Your Financial Independence – Over 200 years ago, our forefathers fought a hard battle to gain their independence. And when they were done, they fought to keep it. Now it’s your turn. It’s time to declare your financial independence

 

FRUGALITY

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month - We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Little House @ Little House in the Valley writes Fun, Frugal Summer Savings – What I find is that I spend more money over the summer! Vacations, visiting family, and splurging on little excursions here and there can add up. Yet, it needn’t break the bank. Here are a few ideas to reduce the costs:

Glen @ How to Save Money writes How Much Money Can You Save Breastfeeding Over Bottle Feeding – Counting the costs of bottle feeding your baby

 

INVESTING

Debt Guru @ Debt Free Blog writes How to Open an IRA Without Pesky Fees - IRAs often come with pesky fees that drive us crazy. Is there any avoiding this? Read here for all the tips you need on IRAs.

Thomas @ UK Buy Bitcoins writes Why We Should Encourage and Promote Bitcoin - The Stumbling Blocks and Why We Should Encourage the Spread of Bitcoin throughout the World

 

SAVING

Emily @ Evolving Personal Finance writes Why We Aren’t Contributing to Our New 401(k) - For the first time, we have access to a workplace-based retirement plan. But we’re not going to sign up because we have enough contribution room in our IRAs this year.

Natalie @ Debt and The Girl writes The Dangers of Black and White Thinking - I have often done what I call ‘all or nothing’ thinking. This is when you have the tendency to think all one way or nothing.

Erastus @ Sprout Wealth writes Building Wealth Starts with Savings - You can’t build your wealth until you start saving your money. Here are some ways to start saving and where to keep your money earning more money.

 

OTHER

Wayne @ Young Family Finance writes Travel Spending: Yet More Tips to Save Money on Vacation - Going on vacation? Read here! We touch on some more tips to save money on your vacation for your young family.

Dominique Brown @ YourFinancesSimplified writes Why We Have So Many College Educated Under and Unemployed – The bad news just keeps on coming! Recently, we learned that economic growth for 2014′s first quarter is in negative territory-negative 2.9% to be exact.

Kyle @ The Penny Hoarder writes 4 Crazy Money-Making Ideas: Have You Tried Any of These? – Sometimes the craziest ways to make money end up being the most effective. Here are four interesting ways to make a buck. Have you tried any of them?

Mrs. Accountability @ Out of Debt Again writes Why Can’t We Just Print More Money? – Did you ever wonder why countries or people for that matter, can’t just print more money? With today’s printers becoming so sophisticated, it’s a wonder more | Out of Debt Again

Mike @ Personal Finance Journey writes Are Your Paper Books Costing You More than eBooks? - With the spread of handheld devices including electronic readers, is it financially wise to still buy paper books?

Crystal @ Married (with Debt) writes My Cousin Thinks I’m Cheap - Have you ever gotten into a fight with a family member over money? I did, and it may have cost me a relationship with a cousin who lives overseas.

CAPI @ Creating a Passive Income writes Higher Management: What Big Business Moves Can Teach You About Running Your Life - Many of life’s lessons can be learned from leaders. We can learn these lessons even at work, from those who are in our higher management.

SavingMentor @ How To Save Money writes The RDSP: IF You Qualify, Don’t Leave Money On The Table - At the start of 2009, Canada’s financial world experienced a tremendous buzz when the Tax Free Savings Account was rolled out. But just one month earlier, there was another program unveiled that has not been given its proper due. If you’re eligible for it and you haven’t acted on it yet, I encourage you to read on.

IMB @ Investing Money writes Europe Goes to Negative Interest Rates-Investors Beware - Europe’s going to “Negative Interest Rates.” Negative interest rates go below zero. The new rate will be (minus) -.1%. What does all this mean? Read here.

SBB @ Simple Budget Blog writes eDating: How to Budget Online Relationships – Looking for love via computer? Here are some tips on how to budget your time and money for online dating.

Michelle @ See Debt Run writes The Mistake I’ll Never Make…Again - Sometimes all you really need is a wake-up call, and sometimes wake up calls can be scary.

Maylen Senining @ Dream Believe Achieve writes How to Find Your Life Purpose – About Life Purpose

Harry @ The Rideshare Guy writes How Much Did I Make Driving For Lyft & Uber on a Saturday Night in the OC/LA? – Even though I’m now a registered Uber and Lyft driver I haven’t had much time to drive for both platforms at the same time. I wrote about my first weekend doing both a couple weeks ago and the rides were overwhelmingly Uber. Even though I’m a part time driver, I really don’t have any set times that I like to drive though. I kind of just head out whenever I feel like it or whenever I’m bored.

Harry Campbell @ Your PF Pro writes Get the 2014 US Airways Mastercard Before It Goes Away - Even though the merger between US Airways and American Airlines has been going pretty smoothly, I’ve actually been more concerned about how the merger between the two frequent flyer programs will work. Working in the aerospace industry, I think less competition is a bad thing for consumers but at this point, there’s not a whole lot we can do about it. Instead, I decided to take advantage of the merger by applying for the US Airways Mastercard one more time before it goes away.

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